Preparing a workforce for the Fintech future

361 Degree Minds, an ed-tech provider and Alphabeta, a fintech education platform offering are excited to offer a program in FinTech to tap lucrative global opportunities:

  • Funding has grown to $136B with India alone accounting for $3.7B. (Source: PitchBook)
  • Jobs grew from 100,000 in 2014 to over 600,000 in 2019. (Source: ZipRecruiter)
  • One of the highest paying industries with a salary range of $65,000 - 135,000 per year (
Highly competitive landscape where the jobs and skill sets are rapidly changing:
  • As finance morphs into Fintech and traditional banks / financial service firms are becoming fintech organizations, an effective finance education platform should prepare students around the globe for the competition and challenges of the future workplace by creating a platform centered on solution design as opposed to exam-based evaluation
  • A core theme of the platform is the unification of education, manufacturing (financial product creation), and distribution (client experience) in a common framework.
  • The platform has been designed to collaborate with educational and financial institutions in an open and extensible manner to progressively enrich the platform and bring engaging and effective finance education with universal access and maximal affordability
The industry need and hence academic challenge is to create a globally competitive workforce capable of
  • Framing any new problem from first principles, which cannot be addressed by job-specific training.
  • Designing a holistic solution in an uncertain environment without fear of failure, which cannot be addressed by siloed courses.
  • Building a solution that works in the real world, which cannot be achieved with passive learning and exam based evaluation.

Our approach is to create the future Fintech workplace in school today with:

  • Active real time situational problem solving to prepare for any job situation of the future.
  • “Run the Bank” as a team and create a track record.
  • “Change the Bank” using multiple technologies and demonstrate proof of work solutions.
  • “Create the Bank” as an entrepreneur and demonstrate a minimum viable product with business model.
    “The way to cope with the future is to create it” - Dennis Gabor, 1963 Physics Nobel

The program is a set of 7 micro-courses deployed in an online, asynchronous and self-contained platform with the following components:

  • Financial Services Interpretation Framework to explore the interconnectedness of the financial system and its relationship to the real world and frame any problem in the right context.
  • Active Learning Spaces to provide situational problems in “Run the Bank” and “Change the Bank”with appropriate track record and proof of work.
  • Active Learning Technologies to implement all aspects of a financial service - Visualization, Edge Computing, Distributed Ledger, Augmented Intelligence.
  • Survey to Scale incubation methodology to extend the student’s proof of work to “Change the Bank” all the way to a MVP/MVBL, creating an innovation pipeline for the industry.

For further information, please contact K Ramachandran ( and +91 9841270514) and/or Kirthi Ramakrishnan ( and +1.646.734.3055)

Program Details:

  • Introduction to Fintech - origin, history and trends - with an understanding of Value and Financial Services through the Financial System Interpretation Framework (FSIF)
  • Running a modern FS line of business - with deep learning of one service (investment management) and managing a multi-tiered hedge fund in competition with real time market data
  • Building an FS business - with the “Survey to Scale” methodology to practice product innovation, UX design, business modeling, and product lifecycle using analysis based on first principles
  • Decisioning using Machine Learning and Augmented Intelligence
  • Executing using DeFi (Decentralized Finance) with DLT (distributed ledger technology)
  • Designing for 5G mobile user experience with marketing analytics

By going through micro-courses 1-3, students will understand how an FS business line works, how to frame a problem, how to create a business model, and scope a minimum viable product. Micro-courses 4-7 will enable the students to build a minimum viable product and develop business plans for further funding.

Program Costs Per Student:

Course conducted in the US: $1200 per module ($6000 for entire program)
Course conducted in India: Rs.30,000 per module (Rs.150,000 for entire program)
Connecting engineering with business: Just as in the real world, both engineering and business majors can frame, design, and build these minimum viable products and business models.

Engineers will understand the financial services domain and its connectedness in order to apply their technology skills in building solutions.

Business majors will understand the practical working impact of technologies to frame and design new innovative business models and solutions.